Are there any pre-payment penalties associated with Uplift Pay Monthly loans? November 19, 2019 21:54 Uplift will not assess penalties if you choose to pay off your loan prior to the due date. For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? How do I cancel or change my trip when paying through Uplift? Royal Caribbean - Cruise with Confidence Can I make changes to my travel plans through Uplift? Can I request a refund on your site?